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Buying a home that is farther away from work may have a lower mortgage payment, but you'd be surprised at how much more you'll spend by driving to work. Try comparing a house in-town to a less expensive house out-of-town & see the actual cost of commuting for yourself.
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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.
The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.
If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!
Curtis Johnson Curtis Johnson Realty 1839 S Alma School Rd, Suite 150 Mesa, AZ 85210 480-355-4000 Office: 480-355-4055 Sellers: 480-355-4040 Email: Leads@CurtisJohnsonRealty.com
A REALTOR who really cares, Curtis has built a solid base of satisfied homeowners. His business objective is to market properties for sellers and work for buyers to obtain the best home for them. Curtis has an extensive knowledge of the local real estate market.
Curtis holds several advanced professional designations including Graduate of the Residential Institute, Accredited Buyer Representative and he is one of the select few to obtain the Certified Residential Specialist designation. His areas of specialization include residential and income properties, relocations, "hard-to-sell" homes, and other challenging sectors of real estate. Curtis has been featured nationally on the cover of Realtor Magazine as well as locally in many publications for his innovative and aggressive marketing plans.
Curtis actively participates in local politics, projects of community service organizations, and is active in his church. In his leisure, he enjoys sports and spending time with family and friends. He and his wife, Marilyn, live in Chandler, AZ, with their two sons.
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