Phoenix, Glendale and Mesa real estate and homes for sale in Arizona - CurtisJohnsonRealty, REALTORS® CurtisJohnsonRealty REALTORS(r) for Phoenix, Glendale and Mesa, Arizona real estate - NUMBER1EXPERTS™ CurtisJohnsonRealty NUMBER1EXPERTS(tm) for Phoenix, Glendale and Mesa, Arizona real estate
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CurtisJohnsonRealty, REALTORŪ, real estate agents and broker for Phoenix, Glendale and Mesa Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)



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Mortgage Calculators: Phoenix, Glendale and Mesa Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ
Welcome > Resources > Mortgage Calculators > Buying Points ...


The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




CurtisJohnsonRealty, REALTORŪ, real estate agents and broker for Phoenix, Glendale and Mesa Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Curtis Johnson
Curtis Johnson Realty

1839 S Alma School Rd, Suite 150
Mesa, AZ 85210
Office: 480-355-4055
Buyers: 480-355-4000
Sellers: 480-355-4040
Email: Leads@CurtisJohnsonRealty.com

A REALTOR who really cares, Curtis has built a solid base of satisfied homeowners. His business objective is to market properties for sellers and work for buyers to obtain the best home for them. Curtis has an extensive knowledge of the local real estate market.

Curtis holds several advanced professional designations including Graduate of the Residential Institute, Accredited Buyer Representative and he is one of the select few to obtain the Certified Residential Specialist designation. His areas of specialization include residential and income properties, relocations, "hard-to-sell" homes, and other challenging sectors of real estate. Curtis has been featured nationally on the cover of Realtor Magazine as well as locally in many publications for his innovative and aggressive marketing plans.

Curtis actively participates in local politics, projects of community service organizations, and is active in his church. In his leisure, he enjoys sports and spending time with family and friends. He and his wife, Marilyn, live in Chandler, AZ, with their two sons.

ABRCRSGRIMLSREALTOR


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